.insights-hero{background:var(--dark);color:#f7f6f2;padding:86px 0 94px;position:relative;overflow:hidden}
.insights-hero::after{content:"";position:absolute;right:-8%;top:-90%;width:62%;aspect-ratio:1;border:1px solid #ffffff1e;border-radius:50%;pointer-events:none}
.insights-hero .eyebrow{color:#d5b48c;font-size:11px}
.insights-hero h1{font-size:clamp(38px,4.5vw,68px);font-weight:300;line-height:1.38;max-width:16em;margin:18px 0 24px}
.insights-hero p:last-child{max-width:44em;color:#cfd6d1;font-size:18px;line-height:1.95}
.insights-breadcrumb{display:flex;align-items:center;flex-wrap:wrap;gap:10px;color:var(--muted);font-size:13px;padding:25px 0}
.insights-breadcrumb a{text-decoration:underline;text-underline-offset:5px}
.insights-intro{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(250px,.55fr);gap:10%;padding:72px 0 56px}
.insights-intro h2{font-size:clamp(29px,2.8vw,39px);line-height:1.55;margin-top:16px}
.insights-intro p{color:var(--muted);font-size:16px;line-height:2}
.insights-list{border-top:1px solid var(--line);margin-bottom:86px}
.home-notes .insights-list{margin-bottom:20px}
.insights-card{display:grid;grid-template-columns:160px minmax(0,1fr) 28px;gap:30px;align-items:start;padding:38px 6px;border-bottom:1px solid var(--line);transition:background var(--base)}
.insights-card:hover{background:var(--soft)}
.insights-card time{font:12px/1.8 var(--mono);color:var(--accent)}
.insights-card h3{font-size:clamp(23px,2vw,31px);line-height:1.55;margin:6px 0 14px}
.insights-card p{color:var(--muted);max-width:54em;font-size:15px;line-height:1.95}
.insights-card .card-topic{display:block;font:11px/1.6 var(--mono);letter-spacing:.09em;color:var(--accent)}
.insights-card .card-arrow{color:var(--accent);font-size:24px;line-height:1.5}
.insights-topics{border-top:1px solid var(--line);padding:60px 0 84px}
.insights-topics h2{font-size:28px;margin:13px 0 24px}
.insights-topic-links{display:flex;flex-wrap:wrap;gap:10px}
.insights-topic-links a{display:inline-flex;align-items:center;min-height:44px;border:1px solid var(--line);border-radius:30px;padding:8px 18px;background:#ffffff80;font-size:14px}
.insights-topic-links a:hover{border-color:var(--accent)}
.insights-editorial-note{font-size:14px;color:var(--muted);line-height:1.9;border-left:3px solid #bca485;padding-left:20px;max-width:66em;margin-bottom:85px}
.article-header{border-bottom:1px solid var(--line);padding:42px 0 55px}
.article-header .eyebrow{font-size:11px}
.article-header h1{font-size:clamp(34px,4vw,58px);line-height:1.46;max-width:18em;margin:16px 0 22px}
.article-deck{font-size:19px;line-height:1.95;color:#4f5957;max-width:43em}
.article-meta{font-size:13px;color:var(--muted);margin-top:24px}
.article-layout{display:grid;grid-template-columns:minmax(0,760px) minmax(190px,1fr);gap:10%;padding:65px 0 96px;align-items:start}
.article-body{min-width:0;font-size:17px;line-height:2.05;color:#46504d}
.article-body>p{margin-bottom:25px}
.article-body h2{font-size:clamp(26px,2.25vw,34px);line-height:1.55;color:var(--ink);margin:64px 0 23px;scroll-margin-top:120px}
.article-body h2:first-child{margin-top:0}
.article-body h3{font-size:21px;line-height:1.65;color:var(--ink);margin:35px 0 13px}
.article-body ul,.article-body ol{padding-left:1.5em;margin:20px 0 27px}
.article-body li+li{margin-top:11px}
.article-body a{text-decoration:underline;text-underline-offset:4px;text-decoration-color:#b8a48d}
.article-body a:hover{text-decoration-color:var(--accent)}
.article-callout{padding:28px 32px;background:#eeede7;border-left:3px solid #9d7b57;margin:36px 0 40px}
.article-callout strong{display:block;color:var(--ink);font-weight:500;margin-bottom:8px}
.article-callout p{margin:0}
.article-table{width:100%;border-collapse:collapse;margin:28px 0 38px;font-size:15px;line-height:1.85}
.article-table th,.article-table td{text-align:left;vertical-align:top;padding:15px 18px;border:1px solid var(--line)}
.article-table th{background:#eeede7;color:var(--ink);font-weight:500}
.article-toc{position:sticky;top:130px;border-top:1px solid var(--line);padding-top:22px}
.article-toc p{font:12px/1.7 var(--mono);letter-spacing:.1em;color:var(--accent);margin-bottom:18px}
.article-toc a{display:block;font-size:14px;line-height:1.7;padding:10px 0;border-bottom:1px solid var(--line)}
.article-toc a:hover{color:var(--accent)}
.article-sources{border-top:1px solid var(--line);padding-top:30px;margin-top:62px;font-size:14px;line-height:1.9}
.article-sources h2{font-size:23px;margin:0 0 12px}
.article-sources ol{margin:0;padding-left:1.3em}
.article-sources li+li{margin-top:8px}
.article-disclaimer{font-size:13px;color:var(--muted);line-height:1.9;margin-top:28px}
.article-related{border-top:1px solid var(--line);padding:58px 0 80px}
.article-related h2{font-size:27px;margin:14px 0 20px}
.article-related-links{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}
.article-related-links a{border:1px solid var(--line);padding:24px 27px;background:#ffffff80;line-height:1.75}
.article-related-links a:hover{border-color:var(--accent)}
@media(max-width:820px){.insights-hero{padding:56px 0 62px}.insights-hero p:last-child{font-size:16px}.insights-intro{grid-template-columns:1fr;gap:22px;padding:52px 0 42px}.insights-card{grid-template-columns:1fr 22px;gap:8px 18px;padding:30px 2px}.insights-card time{grid-column:1/-1}.insights-card h3{margin-top:2px}.insights-topics{padding:45px 0 60px}.article-header{padding:28px 0 40px}.article-deck{font-size:17px}.article-layout{grid-template-columns:minmax(0,1fr);padding:44px 0 68px}.article-toc{position:static;grid-row:1;margin-bottom:25px}.article-toc a{display:inline-block;margin-right:24px}.article-body{font-size:16px}.article-body h2{margin-top:48px}.article-related-links{grid-template-columns:1fr}}
@media(max-width:480px){.article-table{display:block;overflow-x:auto}.article-table th,.article-table td{min-width:150px}.article-callout{padding:23px 22px}.insights-breadcrumb{font-size:12px}}